System
BL // JARVIS
Module
Savings
Sync
4 JUN 2026
Total Reserves
£67,530
Jarvis
Holiday · Savings · Investments · Commission
Savings
LIVE ·
4 JUN 2026
Total Reserves
£67,530
Holiday + Savings
Holiday Fund
£12,633
Current balance
Savings
£54,897
Current balance
Investments
£159,218
T212 portfolio
Mortgage Buffer
£1,100
Watch
· surplus £100
Credit Card Buffer
£3,224
Healthy
· surplus £1,224
Commission Pipeline
£31,500
Four quarters total
Pension Allowance
£19,150
Used this FY
JARVIS · Daily Brief
Total reserves at £67,530, Sir — holiday fund £12,633, savings £54,897. Commission pipeline showing £31,500 across four quarters. Mortgage buffer watch at £1,100; credit card buffer healthy at £3,224. All systems nominal.
◆ Current Balances
Holiday Fund
£12,633
Trading212 Holiday
£12,633
3.80%
Savings
£54,897
Zopa
£1,109
2.95%
Nationwide
£1,800
6.00%
Cahoot
£51,988
4.50%
Investments
£159,218
Trading212 ISA
£116,952
Trading 212
£2,354
Trading 212 EL ISA
£39,913
◆ Commission-Driven Projections
Holiday Fund
Sep 26
£14,133
+£1,500
Dec 26
£14,133
+£1,500
Mar 27
£17,133
+£4,500
Savings
Sep 26
£57,147
+£2,250
Dec 26
£57,147
+£2,250
Mar 27
£65,147
+£10,250
Investments
Sep 26
£161,468
+£2,250
Dec 26
£161,468
+£2,250
Mar 27
£169,468
+£10,250
◆ Commission Pipeline
Sep 2026
£17,100 expected
HOL
SAV
INV
MTG
CC
HOL £1,500
SAV £2,250
INV £2,250
MTG £1,000
CC £1,500
Pension: £100
Dec 2026
£0 expected
Mar 2027
£56,050 expected
HOL
SAV
INV
MTG
CC
HOL £3,000
SAV £8,000
INV £8,000
MTG £1,000
CC £3,000
Pension: £10,060
Full Year · £31,500 across all quarters
14%
CC
14%
HOL
32%
SAV
32%
INV
6%
MTG
◆ Buffer Accounts
Watch
Mortgage Buffer
Current
£1,100
Required
£1,000
Surplus
£100
0.3 months
of cover above requirement
Healthy
Credit Card Buffer
Current
£3,224
Required
£2,000
Surplus
£1,224
1.2 months
of cover above requirement
◆ V1 Investment · Return Scenarios
2× Return Scenario
£44,197
Post-tax return in GBP
Gross return (€)
€57,216
Converted (GBP)
£49,406
Post-tax
£44,197
Return %
+78.9%
Mortgage offset (Jan 2028)
£117,303
2.5× Return Scenario
£62,972
Post-tax return in GBP
Gross return (€)
€85,824
Converted (GBP)
£74,109
Post-tax
£62,972
Return %
+154.9%
Mortgage offset (Jan 2028)
£98,528
Investment Amount
£24,703
€28,608 at 0.8635
Mortgage Reference (Jan 2028)
£161,500
Used as offset benchmark
◆ Pension
Annual Allowance
£60,000
Used This Year
£19,150
Remaining
£40,850
Carry Forward
£103,517
Jun 2026
—
No contribution
Sep 2026
£100
Gross contribution
Net cost: £50
Dec 2026
—
No contribution
Mar 2027
£10,050
Gross contribution
Net cost: £5,025