System
BL // JARVIS
Module
Savings
Sync
16 JUN 2026
Total Reserves
£67,530
Jarvis
Holiday · Savings · Investments · Commission
Savings
LIVE ·
16 JUN 2026
Total Reserves
£67,530
Holiday + Savings
Holiday Fund
£12,633
Current balance
Savings
£54,897
Current balance
Investments
£159,051
T212 portfolio
Mortgage Buffer
£1,100
Watch
· surplus £100
Credit Card Buffer
£3,224
Healthy
· surplus £1,224
Commission Pipeline
£5,750
Four quarters total
Pension Allowance
£23,890
Used this FY
JARVIS · Daily Brief
Total reserves at £67,530, Sir — holiday fund £12,633, savings £54,897. Commission pipeline showing £5,750 across four quarters. Mortgage buffer watch at £1,100; credit card buffer healthy at £3,224. All systems nominal.
◆ Current Balances
Holiday Fund
£12,633
Trading212 Holiday
£12,633
3.80%
Savings
£54,897
Zopa
£1,109
2.95%
Nationwide
£1,800
6.00%
Cahoot
£51,988
4.50%
Investments
£159,051
Trading212 ISA
£116,507
Trading 212
£2,294
Trading 212 EL ISA
£40,250
◆ Commission-Driven Projections
Holiday Fund
Sep 26
£12,633
+£0
Dec 26
£13,633
+£1,000
Mar 27
£14,133
+£1,500
Savings
Sep 26
£54,897
+£0
Dec 26
£54,897
+£0
Mar 27
£54,897
+£0
Investments
Sep 26
£159,051
+£0
Dec 26
£159,051
+£0
Mar 27
£159,051
+£0
◆ Commission Pipeline
Sep 2026
£0 expected
Dec 2026
£3,134 expected
HOL
MTG
CC
HOL £1,000
MTG £1,000
CC £1,500
Mar 2027
£19,390 expected
HOL
SAV
INV
MTG
CC
HOL £500
SAV £500
INV £500
MTG £250
CC £500
Pension: £14,880
Full Year · £5,750 across all quarters
34%
CC
26%
HOL
8%
SAV
8%
INV
21%
MTG
◆ Buffer Accounts
Watch
Mortgage Buffer
Current
£1,100
Required
£1,000
Surplus
£100
0.3 months
of cover above requirement
Healthy
Credit Card Buffer
Current
£3,224
Required
£2,000
Surplus
£1,224
1.2 months
of cover above requirement
◆ V1 Investment · Return Scenarios
2× Return Scenario
£44,202
Post-tax return in GBP
Gross return (€)
€57,216
Converted (GBP)
£49,412
Post-tax
£44,202
Return %
+78.9%
Mortgage offset (Jan 2028)
£117,298
2.5× Return Scenario
£62,979
Post-tax return in GBP
Gross return (€)
€85,824
Converted (GBP)
£74,118
Post-tax
£62,979
Return %
+154.9%
Mortgage offset (Jan 2028)
£98,521
Investment Amount
£24,706
€28,608 at 0.8636
Mortgage Reference (Jan 2028)
£161,500
Used as offset benchmark
◆ Pension
Annual Allowance
£60,000
Used This Year
£23,890
Remaining
£36,110
Carry Forward
£98,777
Jun 2026
—
No contribution
Sep 2026
—
No contribution
Dec 2026
—
No contribution
Mar 2027
£14,890
Gross contribution
Net cost: £7,445