Live SnapshotSync 29 JUL 2026Total Reserves £67,530
Stark Suite · Wealth
Savings
BL // Jarvis
Total Reserves
£67,530
Holiday + Savings
Holiday Fund
£12,633
Current balance
Savings
£54,897
Current balance
Investments
£157,782
T212 portfolio
Mortgage Buffer
£753
Watch · surplus £53
Credit Card Buffer
£2,232
Watch · surplus £232
Commission Pipeline
£11,000
Four quarters total
Pension Allowance
£25,638
Used this FY
JARVIS · Daily Brief
Total reserves at £67,530, Sir — holiday fund £12,633, savings £54,897. Commission pipeline showing £11,000 across four quarters. Mortgage buffer watch at £753; credit card buffer watch at £2,232. All systems nominal.
Current Balances
Holiday Fund
£12,633
Trading212 Holiday
£12,6333.80%
Savings
£54,897
Zopa
£1,1092.95%
Nationwide
£1,8006.00%
Cahoot
£51,9884.50%
Investments
£157,782
Trading212 ISA
£115,309
Trading 212
£1,987
Trading 212 EL ISA
£40,486
Commission-Driven Projections
Holiday Fund
Sep 26
£12,633+£0
Dec 26
£14,133+£1,500
Mar 27
£14,633+£2,000
Savings
Sep 26
£54,897+£0
Dec 26
£54,897+£0
Mar 27
£54,897+£0
Investments
Sep 26
£159,525+£1,743
Dec 26
£159,525+£1,743
Mar 27
£159,525+£1,743
Commission Pipeline
Sep 2026
£18,000 expected
HOL
MTG
CC
HOL £1,500
MTG £1,000
CC £2,500
Pension: £8,000
Dec 2026
£18,000 expected
HOL
MTG
CC
HOL £1,500
MTG £1,000
CC £2,500
Pension: £8,000
Mar 2027
£5,138 expected
HOL
CC
HOL £500
CC £500
Pension: £3,140
Full Year · £11,000 across all quarters
50%CC
31%HOL
0%SAV
0%INV
18%MTG
Buffer Accounts
Watch
Mortgage Buffer
Current
£753
Required
£700
Surplus
£53
0.2 months of cover above requirement
Watch
Credit Card Buffer
Current
£2,232
Required
£2,000
Surplus
£232
0.2 months of cover above requirement
V1 Investment · Return Scenarios
2× Return Scenario
£44,254
Post-tax return in GBP
Gross return (€)€57,216
Converted (GBP)£49,471
Post-tax£44,254
Return %+78.9%
Mortgage offset (Jan 2028)£117,246
2.5× Return Scenario
£81,852
Post-tax return in GBP
Gross return (€)€114,432
Converted (GBP)£98,941
Post-tax£81,852
Return %+230.9%
Mortgage offset (Jan 2028)£79,648
Investment Amount
£24,735
€28,608 at 0.8646
Mortgage Reference (Jan 2028)
£161,500
Used as offset benchmark
Pension
Annual Allowance
£60,000
Used This Year
£25,638
Remaining
£34,362
Carry Forward
£97,029
Jun 2026
—
No contribution
Sep 2026
£8,000
Gross contribution
Net cost: £4,000
Dec 2026
£8,000
Gross contribution
Net cost: £4,000
Mar 2027
£638
Gross contribution
Net cost: £319
On desktop · Commission-Driven Projections · V1 full scenario model · Pension detail