System BL // JARVIS
Module Savings
Sync 4 JUN 2026
Total Reserves £67,530
Holiday · Savings · Investments · Commission
Savings
LIVE · 4 JUN 2026
Holiday Fund
£12,633
Current balance
Savings
£54,897
Current balance
Investments
£159,218
T212 portfolio
Mortgage Buffer
£1,100
Watch · surplus £100
Credit Card Buffer
£3,224
Healthy · surplus £1,224
Commission Pipeline
£31,500
Four quarters total
Pension Allowance
£19,150
Used this FY
JARVIS · Daily Brief
Total reserves at £67,530, Sir — holiday fund £12,633, savings £54,897. Commission pipeline showing £31,500 across four quarters. Mortgage buffer watch at £1,100; credit card buffer healthy at £3,224. All systems nominal.
◆ Current Balances
Holiday Fund
£12,633
Trading212 Holiday
£12,6333.80%
Savings
£54,897
Zopa
£1,1092.95%
Nationwide
£1,8006.00%
Cahoot
£51,9884.50%
Investments
£159,218
Trading212 ISA
£116,952
Trading 212
£2,354
Trading 212 EL ISA
£39,913
◆ Commission-Driven Projections
Holiday Fund
Sep 26
£14,133 +£1,500
Dec 26
£14,133 +£1,500
Mar 27
£17,133 +£4,500
Savings
Sep 26
£57,147 +£2,250
Dec 26
£57,147 +£2,250
Mar 27
£65,147 +£10,250
Investments
Sep 26
£161,468 +£2,250
Dec 26
£161,468 +£2,250
Mar 27
£169,468 +£10,250
◆ Commission Pipeline
Sep 2026
£17,100 expected
HOL
SAV
INV
MTG
CC
HOL £1,500
SAV £2,250
INV £2,250
MTG £1,000
CC £1,500
Pension: £100
Dec 2026
£0 expected
Mar 2027
£56,050 expected
HOL
SAV
INV
MTG
CC
HOL £3,000
SAV £8,000
INV £8,000
MTG £1,000
CC £3,000
Pension: £10,060
Full Year · £31,500 across all quarters
14%CC
14%HOL
32%SAV
32%INV
6%MTG
◆ Buffer Accounts
Watch
Mortgage Buffer
Current
£1,100
Required
£1,000
Surplus
£100
0.3 months of cover above requirement
Healthy
Credit Card Buffer
Current
£3,224
Required
£2,000
Surplus
£1,224
1.2 months of cover above requirement
◆ V1 Investment · Return Scenarios
2× Return Scenario
£44,197
Post-tax return in GBP
Gross return (€)€57,216
Converted (GBP)£49,406
Post-tax£44,197
Return %+78.9%
Mortgage offset (Jan 2028)£117,303
2.5× Return Scenario
£62,972
Post-tax return in GBP
Gross return (€)€85,824
Converted (GBP)£74,109
Post-tax£62,972
Return %+154.9%
Mortgage offset (Jan 2028)£98,528
Investment Amount
£24,703
€28,608 at 0.8635
Mortgage Reference (Jan 2028)
£161,500
Used as offset benchmark
◆ Pension
Annual Allowance
£60,000
Used This Year
£19,150
Remaining
£40,850
Carry Forward
£103,517
Jun 2026
No contribution
Sep 2026
£100
Gross contribution
Net cost: £50
Dec 2026
No contribution
Mar 2027
£10,050
Gross contribution
Net cost: £5,025