System
BL // JARVIS
Module
Savings
Sync
21 MAY 2026
Total Reserves
£44,680
Jarvis
Holiday · Savings · Investments · Commission
Savings
LIVE ·
21 MAY 2026
Total Reserves
£44,680
Holiday + Savings
Holiday Fund
£4,914
Current balance
Savings
£39,766
Current balance
Investments
£137,290
T212 portfolio
Mortgage Buffer
£1,095
Healthy
· surplus £595
Credit Card Buffer
£1,268
Watch
· surplus £268
Commission Pipeline
£58,291
Four quarters total
Pension Allowance
£9,000
Used this FY
JARVIS · Daily Brief
Total reserves at £44,680, Sir — holiday fund £4,914, savings £39,766. Commission pipeline showing £58,291 across four quarters. Mortgage buffer healthy at £1,095; credit card buffer watch at £1,268. All systems nominal.
◆ Current Balances
Holiday Fund
£4,914
Trading212 Holiday
£4,914
3.80%
Savings
£39,766
Zopa
£1,306
2.95%
Nationwide
£1,600
6.50%
Cahoot
£36,860
4.31%
Investments
£137,290
Trading212 ISA
£102,975
Trading 212
£0
Trading 212 EL ISA
£34,315
◆ Commission-Driven Projections
Holiday Fund
Jun 26
£12,564
+£7,650
Sep 26
£14,064
+£1,500
Dec 26
£14,064
+£0
Mar 27
£17,564
+£3,500
Savings
Jun 26
£54,766
+£15,000
Sep 26
£57,266
+£2,500
Dec 26
£57,266
+£0
Mar 27
£66,646
+£9,380
Investments
Jun 26
£152,640
+£15,350
Sep 26
£155,140
+£2,500
Dec 26
£155,140
+£0
Mar 27
£162,640
+£7,500
◆ Commission Pipeline
Jun 2026
£46,500 expected
HOL
SAV
INV
MTG
CC
HOL £7,650
SAV £15,000
INV £15,350
MTG £1,000
CC £7,500
Sep 2026
£9,000 expected
HOL
SAV
INV
MTG
CC
HOL £1,500
SAV £2,500
INV £2,500
MTG £1,000
CC £1,500
Dec 2026
£0 expected
Mar 2027
£29,380 expected
HOL
SAV
INV
MTG
CC
HOL £3,500
SAV £9,380
INV £7,500
MTG £1,000
CC £3,000
Pension: £10,000
Full Year · £58,291 across all quarters
20%
CC
21%
HOL
46%
SAV
43%
INV
5%
MTG
◆ Buffer Accounts
Healthy
Mortgage Buffer
Current
£1,095
Required
£500
Surplus
£595
2.0 months
of cover above requirement
Watch
Credit Card Buffer
Current
£1,268
Required
£1,000
Surplus
£268
0.3 months
of cover above requirement
◆ V1 Investment · Return Scenarios
2× Return Scenario
£44,228
Post-tax return in GBP
Gross return (€)
€57,216
Converted (GBP)
£49,440
Post-tax
£44,228
Return %
+78.9%
Mortgage offset (Jan 2028)
£117,272
2.5× Return Scenario
£63,015
Post-tax return in GBP
Gross return (€)
€85,824
Converted (GBP)
£74,161
Post-tax
£63,015
Return %
+154.9%
Mortgage offset (Jan 2028)
£98,485
Investment Amount
£24,720
€28,608 at 0.8641
Mortgage Reference (Jan 2028)
£161,500
Used as offset benchmark
◆ Pension
Annual Allowance
£60,000
Used This Year
£9,000
Remaining
£51,000
Carry Forward
£155,364
Mar 2026
£10,000
Gross contribution
Net cost: £5,000
Jun 2026
—
No contribution
Sep 2026
—
No contribution
Dec 2026
—
No contribution